Call reports 2012
GOLDEN EAGLE COMMUNITY BANK — 2012
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,031,000 | 150,702,000 | 145,792,000 | 140,798,000 |
| Total loans | 104,491,000 | 103,522,000 | 98,954,000 | 99,626,000 |
| Allowance for loan losses | 2,897,000 | 3,022,000 | 4,157,000 | 2,047,000 |
| Securities available for sale | 24,952,000 | 27,601,000 | 28,250,000 | 24,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,327,000 | 134,129,000 | 131,127,000 | 127,052,000 |
| Interest-bearing deposits | 130,059,000 | 130,118,000 | 126,825,000 | 121,929,000 |
| Noninterest-bearing deposits | 4,268,000 | 4,011,000 | 4,302,000 | 5,123,000 |
| Equity capital | 14,387,000 | 14,235,000 | 12,403,000 | 11,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,069,000 | 4,516,000 | 6,369,000 |
| Interest expense | 543,000 | 1,077,000 | 1,603,000 | 2,126,000 |
| Net interest income | 1,010,000 | 1,992,000 | 2,913,000 | 4,243,000 |
| Noninterest income | 39,000 | 88,000 | 146,000 | 96,000 |
| Noninterest expense | 1,023,000 | 2,021,000 | 2,938,000 | 5,123,000 |
| Provision for loan losses | 77,000 | 202,000 | 2,303,000 | 2,903,000 |
| Pretax income | -51,000 | -62,000 | -2,101,000 | -3,578,000 |
| Income tax | 16,000 | 49,000 | 61,000 | 45,000 |
| Net income | -67,000 | -111,000 | -2,162,000 | -3,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,566,000 | 13,547,000 | 11,472,000 | 11,382,000 |
| Total capital | 14,988,000 | 14,978,000 | 12,877,000 | 12,772,000 |
| Risk-weighted assets | 118,179,000 | 119,469,000 | 116,666,000 | 114,349,000 |