Call reports 2011
GOLDEN EAGLE COMMUNITY BANK — 2011
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 155,194,000 | 152,157,000 | 145,491,000 | 147,675,000 |
| Total loans | 110,490,000 | 108,326,000 | 107,879,000 | 106,184,000 |
| Allowance for loan losses | 2,335,000 | 2,355,000 | 2,475,000 | 3,050,000 |
| Securities available for sale | 23,404,000 | 24,484,000 | 24,503,000 | 24,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,554,000 | 134,585,000 | 127,953,000 | 130,822,000 |
| Interest-bearing deposits | 133,226,000 | 130,407,000 | 123,772,000 | 126,581,000 |
| Noninterest-bearing deposits | 4,328,000 | 4,178,000 | 4,181,000 | 4,241,000 |
| Equity capital | 14,938,000 | 14,943,000 | 14,839,000 | 14,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,649,000 | 5,397,000 | 7,099,000 |
| Interest expense | 930,000 | 1,573,000 | 2,185,000 | 2,756,000 |
| Net interest income | 835,000 | 2,076,000 | 3,212,000 | 4,343,000 |
| Noninterest income | -3,000 | 21,000 | 42,000 | -20,000 |
| Noninterest expense | 796,000 | 1,772,000 | 2,862,000 | 4,222,000 |
| Provision for loan losses | 200,000 | 410,000 | 530,000 | 1,105,000 |
| Pretax income | -164,000 | -85,000 | -122,000 | -988,000 |
| Income tax | 175,000 | 193,000 | 238,000 | -219,000 |
| Net income | -339,000 | -278,000 | -360,000 | -769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,704,000 | 14,781,000 | 14,716,000 | 13,858,000 |
| Total capital | 16,205,000 | 16,258,000 | 16,170,000 | 15,300,000 |
| Risk-weighted assets | 123,065,000 | 121,467,000 | 119,055,000 | 117,523,000 |