Call reports 2009
GOLDEN EAGLE COMMUNITY BANK — 2009
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 101,566,000 | 115,739,000 | 128,619,000 | 135,021,000 |
| Total loans | 80,158,000 | 89,426,000 | 97,044,000 | 107,199,000 |
| Allowance for loan losses | 824,000 | 941,000 | 1,436,000 | 1,502,000 |
| Securities available for sale | 12,490,000 | 15,315,000 | 17,365,000 | 16,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,721,000 | 102,499,000 | 114,999,000 | 119,578,000 |
| Interest-bearing deposits | 87,064,000 | 100,727,000 | 111,848,000 | 117,441,000 |
| Noninterest-bearing deposits | 1,657,000 | 1,772,000 | 3,151,000 | 2,137,000 |
| Equity capital | 12,583,000 | 12,902,000 | 13,357,000 | 13,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 3,003,000 | 4,923,000 | 6,804,000 |
| Interest expense | 709,000 | 1,477,000 | 2,308,000 | 3,154,000 |
| Net interest income | 577,000 | 1,526,000 | 2,615,000 | 3,650,000 |
| Noninterest income | 6,000 | 21,000 | 36,000 | 48,000 |
| Noninterest expense | 628,000 | 1,318,000 | 1,964,000 | 2,735,000 |
| Provision for loan losses | 87,000 | 204,000 | 699,000 | 799,000 |
| Pretax income | -132,000 | 25,000 | -12,000 | 164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | 25,000 | -12,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,247,000 | 13,420,000 | 13,401,000 | 13,593,000 |
| Total capital | 14,071,000 | 14,361,000 | 14,673,000 | 14,988,000 |
| Risk-weighted assets | 83,131,000 | 93,872,000 | 102,438,000 | 111,517,000 |