Call reports 2008
GOLDEN EAGLE COMMUNITY BANK — 2008
What GOLDEN EAGLE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 41,350,000 | 54,754,000 | 76,259,000 | 90,479,000 |
| Total loans | 30,267,000 | 47,085,000 | 64,119,000 | 70,532,000 |
| Allowance for loan losses | 515,000 | 550,000 | 655,000 | 800,000 |
| Securities available for sale | 4,565,000 | 5,093,000 | 5,511,000 | 8,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,936,000 | 40,546,000 | 60,297,000 | 77,085,000 |
| Interest-bearing deposits | 26,137,000 | 39,578,000 | 58,664,000 | 75,164,000 |
| Noninterest-bearing deposits | 799,000 | 968,000 | 1,633,000 | 1,921,000 |
| Equity capital | 14,133,000 | 13,820,000 | 13,568,000 | 12,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 1,122,000 | 2,107,000 | 3,288,000 |
| Interest expense | 199,000 | 515,000 | 1,004,000 | 1,654,000 |
| Net interest income | 273,000 | 607,000 | 1,103,000 | 1,634,000 |
| Noninterest income | 1,000 | 4,000 | 8,000 | 14,000 |
| Noninterest expense | 505,000 | 1,040,000 | 1,647,000 | 2,378,000 |
| Provision for loan losses | 15,000 | 50,000 | 155,000 | 300,000 |
| Pretax income | -246,000 | -479,000 | -691,000 | -1,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -246,000 | -479,000 | -691,000 | -1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,097,000 | 13,864,000 | 13,652,000 | 13,363,000 |
| Total capital | 14,474,000 | 14,414,000 | 14,307,000 | 14,163,000 |
| Risk-weighted assets | 30,027,000 | 46,062,000 | 65,263,000 | 74,767,000 |