Call reports 2012
BANK OF NORTH CAROLINA — 2012
What BANK OF NORTH CAROLINA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,407,546,000 | 2,441,473,000 | 2,709,834,000 | 3,072,064,000 |
| Total loans | 1,744,593,000 | 1,778,081,000 | 1,930,275,000 | 2,092,672,000 |
| Allowance for loan losses | 36,722,000 | 40,856,000 | 34,823,000 | 40,292,000 |
| Securities available for sale | 241,331,000 | 233,199,000 | 250,033,000 | 341,540,000 |
| Securities held to maturity | 101,404,000 | 101,184,000 | 110,645,000 | 114,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,117,116,000 | 2,093,784,000 | 2,309,957,000 | 2,657,023,000 |
| Interest-bearing deposits | 1,953,527,000 | 1,909,255,000 | 2,101,159,000 | 2,414,245,000 |
| Noninterest-bearing deposits | 163,589,000 | 184,529,000 | 208,798,000 | 242,778,000 |
| Equity capital | 197,670,000 | 256,544,000 | 276,663,000 | 306,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,180,000 | 53,478,000 | 81,292,000 | 113,516,000 |
| Interest expense | 8,293,000 | 16,165,000 | 24,031,000 | 31,953,000 |
| Net interest income | 18,887,000 | 37,313,000 | 57,261,000 | 81,563,000 |
| Noninterest income | 4,203,000 | 15,737,000 | 16,012,000 | 23,354,000 |
| Noninterest expense | 17,815,000 | 36,837,000 | 52,751,000 | 75,136,000 |
| Provision for loan losses | 5,179,000 | 13,509,000 | 17,216,000 | 22,737,000 |
| Pretax income | 1,715,000 | 4,323,000 | 5,681,000 | 10,069,000 |
| Income tax | -308,000 | -268,000 | -760,000 | -1,700,000 |
| Net income | 2,023,000 | 4,591,000 | 6,441,000 | 11,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,130,000 | 223,944,000 | 239,512,000 | 269,192,000 |
| Total capital | 192,615,000 | 248,201,000 | 263,142,000 | 293,244,000 |
| Risk-weighted assets | 1,638,031,000 | 1,690,554,000 | 1,879,266,000 | 2,108,817,000 |