Call reports 2010
BANK OF NORTH CAROLINA — 2010
What BANK OF NORTH CAROLINA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,627,579,000 | 2,161,011,000 | 2,179,077,000 | 2,148,565,000 |
| Total loans | 1,089,857,000 | 1,471,366,000 | 1,479,049,000 | 1,514,930,000 |
| Allowance for loan losses | 17,395,000 | 19,039,000 | 18,818,000 | 24,813,000 |
| Securities available for sale | 353,936,000 | 358,805,000 | 351,554,000 | 352,870,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,351,358,000 | 1,834,783,000 | 1,855,582,000 | 1,828,178,000 |
| Interest-bearing deposits | 1,286,247,000 | 1,730,297,000 | 1,749,789,000 | 1,720,523,000 |
| Noninterest-bearing deposits | 65,111,000 | 104,486,000 | 105,793,000 | 107,655,000 |
| Equity capital | 162,829,000 | 188,242,000 | 190,785,000 | 178,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 19,273,000 | 44,101,000 | 69,682,000 | 95,009,000 |
| Interest expense | 7,371,000 | 16,255,000 | 24,786,000 | 33,631,000 |
| Net interest income | 11,902,000 | 27,846,000 | 44,896,000 | 61,378,000 |
| Noninterest income | 1,289,000 | 22,190,000 | 26,409,000 | 27,941,000 |
| Noninterest expense | 8,826,000 | 22,215,000 | 37,921,000 | 54,775,000 |
| Provision for loan losses | 2,946,000 | 8,946,000 | 14,382,000 | 26,382,000 |
| Pretax income | 1,435,000 | 19,479,000 | 19,543,000 | 8,697,000 |
| Income tax | -316,000 | 5,640,000 | 4,818,000 | -204,000 |
| Net income | 1,751,000 | 13,839,000 | 14,725,000 | 8,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,153,000 | 162,649,000 | 162,611,000 | 157,002,000 |
| Total capital | 156,433,000 | 187,469,000 | 186,472,000 | 182,637,000 |
| Risk-weighted assets | 1,220,999,000 | 1,343,355,000 | 1,346,842,000 | 1,403,658,000 |