Call reports 2001
BANK OF NORTH CAROLINA — 2001
What BANK OF NORTH CAROLINA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 194,176,000 | 201,555,000 | 203,999,000 | 210,124,000 |
| Total loans | 150,046,000 | 161,311,000 | 170,315,000 | 176,632,000 |
| Allowance for loan losses | 1,746,000 | 2,000,000 | 2,153,000 | 2,292,000 |
| Securities available for sale | 18,879,000 | 16,680,000 | 15,719,000 | 14,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,170,000 | 163,343,000 | 165,683,000 | 170,455,000 |
| Interest-bearing deposits | 138,399,000 | 144,582,000 | 145,311,000 | 150,851,000 |
| Noninterest-bearing deposits | 18,771,000 | 18,761,000 | 20,372,000 | 19,604,000 |
| Equity capital | 17,564,000 | 17,950,000 | 18,747,000 | 19,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,817,000 | 7,639,000 | 11,749,000 | 15,280,000 |
| Interest expense | 2,020,000 | 3,990,000 | 5,811,000 | 7,381,000 |
| Net interest income | 1,797,000 | 3,649,000 | 5,938,000 | 7,899,000 |
| Noninterest income | 284,000 | 633,000 | 715,000 | 1,301,000 |
| Noninterest expense | 1,265,000 | 2,653,000 | 4,185,000 | 5,628,000 |
| Provision for loan losses | 170,000 | 430,000 | 620,000 | 815,000 |
| Pretax income | 646,000 | 1,199,000 | 1,848,000 | 2,757,000 |
| Income tax | 200,000 | 366,000 | 565,000 | 842,000 |
| Net income | 446,000 | 833,000 | 1,283,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,463,000 | 17,849,000 | 18,563,000 | 19,195,000 |
| Total capital | 19,209,000 | 19,849,000 | 20,716,000 | 21,478,000 |
| Risk-weighted assets | 153,749,000 | 171,369,000 | 179,644,000 | 182,704,000 |