Call reports 2014
NATIONAL BANK AND TRUST COMPANY, THE — 2014
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 660,670,000 | 652,001,000 | 649,684,000 | 648,095,000 |
| Total loans | 389,917,000 | 390,556,000 | 401,263,000 | 399,534,000 |
| Allowance for loan losses | 4,010,000 | 3,715,000 | 3,911,000 | 3,579,000 |
| Securities available for sale | 154,848,000 | 163,039,000 | 157,874,000 | 154,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,139,000 | 567,695,000 | 562,345,000 | 559,103,000 |
| Interest-bearing deposits | 448,207,000 | 440,840,000 | 438,607,000 | 428,050,000 |
| Noninterest-bearing deposits | 131,932,000 | 126,855,000 | 123,738,000 | 131,053,000 |
| Equity capital | 72,177,000 | 74,724,000 | 76,497,000 | 78,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,623,000 | 11,307,000 | 17,253,000 | 23,182,000 |
| Interest expense | 335,000 | 651,000 | 965,000 | 1,274,000 |
| Net interest income | 5,288,000 | 10,656,000 | 16,288,000 | 21,908,000 |
| Noninterest income | 1,920,000 | 3,829,000 | 5,799,000 | 7,711,000 |
| Noninterest expense | 5,521,000 | 10,903,000 | 16,529,000 | 22,118,000 |
| Provision for loan losses | 275,000 | 410,000 | 510,000 | 510,000 |
| Pretax income | 1,412,000 | 3,172,000 | 5,048,000 | 6,991,000 |
| Income tax | 310,000 | 709,000 | 1,138,000 | 1,566,000 |
| Net income | 1,102,000 | 2,463,000 | 3,910,000 | 5,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,906,000 | 70,343,000 | 71,858,000 | 73,506,000 |
| Total capital | 72,916,000 | 74,058,000 | 75,769,000 | 77,085,000 |
| Risk-weighted assets | 408,576,000 | 410,596,000 | 420,866,000 | 417,036,000 |