Call reports 2013
NATIONAL BANK AND TRUST COMPANY, THE — 2013
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 673,526,000 | 659,600,000 | 645,085,000 | 637,708,000 |
| Total loans | 407,796,000 | 410,182,000 | 404,519,000 | 399,465,000 |
| Allowance for loan losses | 4,670,000 | 5,803,000 | 5,884,000 | 4,053,000 |
| Securities available for sale | 144,156,000 | 134,154,000 | 138,818,000 | 138,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,064,000 | 578,918,000 | 562,883,000 | 559,540,000 |
| Interest-bearing deposits | 463,126,000 | 461,779,000 | 445,376,000 | 435,864,000 |
| Noninterest-bearing deposits | 121,938,000 | 117,139,000 | 117,507,000 | 123,676,000 |
| Equity capital | 73,359,000 | 71,665,000 | 72,936,000 | 69,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,896,000 | 11,484,000 | 16,992,000 | 22,472,000 |
| Interest expense | 473,000 | 899,000 | 1,292,000 | 1,667,000 |
| Net interest income | 5,423,000 | 10,585,000 | 15,700,000 | 20,805,000 |
| Noninterest income | 1,770,000 | 3,815,000 | 5,898,000 | 8,008,000 |
| Noninterest expense | 5,640,000 | 11,096,000 | 16,525,000 | 21,930,000 |
| Provision for loan losses | 140,000 | 1,440,000 | 1,840,000 | 2,590,000 |
| Pretax income | 1,377,000 | 2,645,000 | 4,014,000 | 5,301,000 |
| Income tax | 344,000 | 642,000 | 927,000 | 1,181,000 |
| Net income | 1,033,000 | 2,003,000 | 3,087,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,266,000 | 69,350,000 | 70,548,000 | 67,676,000 |
| Total capital | 72,936,000 | 74,596,000 | 75,751,000 | 71,729,000 |
| Risk-weighted assets | 418,170,000 | 419,091,000 | 415,595,000 | 413,494,000 |