Call reports 2012
NATIONAL BANK AND TRUST COMPANY, THE — 2012
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 697,399,000 | 686,937,000 | 669,526,000 | 650,852,000 |
| Total loans | 394,341,000 | 396,474,000 | 400,015,000 | 402,160,000 |
| Allowance for loan losses | 4,573,000 | 4,508,000 | 6,135,000 | 4,760,000 |
| Securities available for sale | 154,437,000 | 156,161,000 | 137,998,000 | 133,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,935,000 | 599,644,000 | 581,744,000 | 567,638,000 |
| Interest-bearing deposits | 499,911,000 | 490,080,000 | 471,557,000 | 454,087,000 |
| Noninterest-bearing deposits | 110,024,000 | 109,564,000 | 110,187,000 | 113,551,000 |
| Equity capital | 73,433,000 | 74,865,000 | 76,211,000 | 72,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,527,000 | 12,804,000 | 19,001,000 | 25,279,000 |
| Interest expense | 782,000 | 1,495,000 | 2,098,000 | 2,610,000 |
| Net interest income | 5,745,000 | 11,309,000 | 16,903,000 | 22,669,000 |
| Noninterest income | 1,867,000 | 3,814,000 | 6,573,000 | 8,572,000 |
| Noninterest expense | 5,737,000 | 11,264,000 | 16,948,000 | 22,530,000 |
| Provision for loan losses | 1,300,000 | 1,632,000 | 3,605,000 | 4,287,000 |
| Pretax income | 575,000 | 2,353,000 | 4,062,000 | 5,563,000 |
| Income tax | 112,000 | 621,000 | 975,000 | 1,372,000 |
| Net income | 463,000 | 1,732,000 | 3,087,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,197,000 | 68,571,000 | 70,045,000 | 67,139,000 |
| Total capital | 71,770,000 | 73,079,000 | 75,187,000 | 71,899,000 |
| Risk-weighted assets | 411,102,000 | 411,943,000 | 410,382,000 | 409,569,000 |