Call reports 2011
NATIONAL BANK AND TRUST COMPANY, THE — 2011
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 667,815,000 | 674,767,000 | 673,811,000 | 675,540,000 |
| Total loans | 408,689,000 | 408,497,000 | 404,984,000 | 404,447,000 |
| Allowance for loan losses | 3,506,000 | 3,475,000 | 3,484,000 | 4,668,000 |
| Securities available for sale | 122,678,000 | 137,071,000 | 145,457,000 | 139,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,736,000 | 586,882,000 | 581,369,000 | 589,261,000 |
| Interest-bearing deposits | 487,894,000 | 498,626,000 | 486,602,000 | 483,692,000 |
| Noninterest-bearing deposits | 94,842,000 | 88,256,000 | 94,767,000 | 105,569,000 |
| Equity capital | 72,400,000 | 74,294,000 | 76,362,000 | 72,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,310,000 | 14,658,000 | 21,487,000 | 28,171,000 |
| Interest expense | 1,200,000 | 2,291,000 | 3,188,000 | 4,004,000 |
| Net interest income | 6,110,000 | 12,367,000 | 18,299,000 | 24,167,000 |
| Noninterest income | 1,547,000 | 3,220,000 | 5,295,000 | 6,878,000 |
| Noninterest expense | 6,332,000 | 12,197,000 | 18,379,000 | 23,965,000 |
| Provision for loan losses | 550,000 | 935,000 | 1,410,000 | 2,935,000 |
| Pretax income | 1,564,000 | 3,234,000 | 5,005,000 | 5,965,000 |
| Income tax | 462,000 | 972,000 | 1,513,000 | 1,753,000 |
| Net income | 1,102,000 | 2,262,000 | 3,492,000 | 4,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,044,000 | 68,331,000 | 69,687,000 | 66,617,000 |
| Total capital | 70,550,000 | 71,806,000 | 73,171,000 | 71,285,000 |
| Risk-weighted assets | 421,309,000 | 416,449,000 | 416,713,000 | 415,522,000 |