Call reports 2010
NATIONAL BANK AND TRUST COMPANY, THE — 2010
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 716,704,000 | 695,735,000 | 690,562,000 | 689,900,000 |
| Total loans | 432,361,000 | 434,369,000 | 427,259,000 | 414,953,000 |
| Allowance for loan losses | 3,644,000 | 3,842,000 | 3,935,000 | 3,714,000 |
| Securities available for sale | 152,537,000 | 146,979,000 | 146,060,000 | 133,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,213,000 | 579,006,000 | 573,003,000 | 593,092,000 |
| Interest-bearing deposits | 504,611,000 | 482,741,000 | 481,558,000 | 479,277,000 |
| Noninterest-bearing deposits | 96,602,000 | 96,265,000 | 91,445,000 | 113,815,000 |
| Equity capital | 76,278,000 | 78,149,000 | 79,792,000 | 72,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,463,000 | 15,813,000 | 23,882,000 | 31,613,000 |
| Interest expense | 1,663,000 | 3,360,000 | 5,048,000 | 6,603,000 |
| Net interest income | 5,800,000 | 12,453,000 | 18,834,000 | 25,010,000 |
| Noninterest income | 10,613,000 | 12,589,000 | 14,422,000 | 16,252,000 |
| Noninterest expense | 7,445,000 | 13,633,000 | 19,743,000 | 26,154,000 |
| Provision for loan losses | 435,000 | 960,000 | 1,185,000 | 1,610,000 |
| Pretax income | 8,483,000 | 10,402,000 | 12,281,000 | 13,451,000 |
| Income tax | 2,786,000 | 3,328,000 | 3,889,000 | 4,240,000 |
| Net income | 5,697,000 | 7,074,000 | 8,392,000 | 9,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,699,000 | 71,301,000 | 72,758,000 | 65,800,000 |
| Total capital | 73,343,000 | 75,143,000 | 76,693,000 | 69,514,000 |
| Risk-weighted assets | 438,976,000 | 432,074,000 | 431,423,000 | 426,232,000 |