Call reports 2009
NATIONAL BANK AND TRUST COMPANY, THE — 2009
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 528,908,000 | 540,880,000 | 554,343,000 | 649,689,000 |
| Total loans | 326,281,000 | 332,258,000 | 336,299,000 | 395,809,000 |
| Allowance for loan losses | 2,959,000 | 2,912,000 | 3,009,000 | 3,776,000 |
| Securities available for sale | 108,306,000 | 121,761,000 | 125,573,000 | 142,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,090,000 | 442,934,000 | 452,510,000 | 545,974,000 |
| Interest-bearing deposits | 360,408,000 | 373,421,000 | 385,243,000 | 451,596,000 |
| Noninterest-bearing deposits | 71,682,000 | 69,513,000 | 67,267,000 | 94,378,000 |
| Equity capital | 62,102,000 | 62,763,000 | 64,647,000 | 69,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,389,000 | 12,893,000 | 19,497,000 | 25,914,000 |
| Interest expense | 1,771,000 | 3,458,000 | 5,126,000 | 6,745,000 |
| Net interest income | 4,618,000 | 9,435,000 | 14,371,000 | 19,169,000 |
| Noninterest income | 1,911,000 | 3,971,000 | 6,172,000 | 9,955,000 |
| Noninterest expense | 5,333,000 | 10,840,000 | 16,331,000 | 21,938,000 |
| Provision for loan losses | 250,000 | 475,000 | 650,000 | 1,550,000 |
| Pretax income | 946,000 | 2,129,000 | 3,605,000 | 5,529,000 |
| Income tax | 194,000 | 477,000 | 863,000 | 790,000 |
| Net income | 752,000 | 1,652,000 | 2,742,000 | 4,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,908,000 | 57,885,000 | 59,049,000 | 63,390,000 |
| Total capital | 59,866,000 | 60,797,000 | 62,058,000 | 67,166,000 |
| Risk-weighted assets | 349,265,000 | 357,784,000 | 363,580,000 | 425,269,000 |