Call reports 2002
NATIONAL BANK AND TRUST COMPANY, THE — 2002
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 686,182,000 | 679,731,000 | 682,305,000 | 665,075,000 |
| Total loans | 383,648,000 | 389,386,000 | 388,629,000 | 384,671,000 |
| Allowance for loan losses | 3,868,000 | 3,806,000 | 3,804,000 | 4,010,000 |
| Securities available for sale | 180,441,000 | 182,830,000 | 175,733,000 | 168,601,000 |
| Securities held to maturity | 44,444,000 | 44,459,000 | 44,474,000 | 44,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,432,000 | 475,024,000 | 473,292,000 | 475,602,000 |
| Interest-bearing deposits | 443,406,000 | 422,593,000 | 420,713,000 | 415,816,000 |
| Noninterest-bearing deposits | 53,026,000 | 52,431,000 | 52,579,000 | 59,786,000 |
| Equity capital | 49,736,000 | 62,396,000 | 64,060,000 | 57,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,419,000 | 20,801,000 | 31,043,000 | 40,476,000 |
| Interest expense | 4,785,000 | 9,128,000 | 13,286,000 | 17,089,000 |
| Net interest income | 5,634,000 | 11,673,000 | 17,757,000 | 23,387,000 |
| Noninterest income | 1,958,000 | 4,232,000 | 6,387,000 | 8,581,000 |
| Noninterest expense | 5,275,000 | 10,828,000 | 16,213,000 | 22,151,000 |
| Provision for loan losses | 375,000 | 850,000 | 1,400,000 | 2,100,000 |
| Pretax income | 1,942,000 | 4,261,000 | 6,565,000 | 8,137,000 |
| Income tax | 417,000 | 845,000 | 1,361,000 | 1,642,000 |
| Net income | 1,525,000 | 3,416,000 | 5,204,000 | 6,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,210,000 | 53,177,000 | 54,122,000 | 48,607,000 |
| Total capital | 47,078,000 | 56,983,000 | 57,926,000 | 52,617,000 |
| Risk-weighted assets | 401,700,000 | 407,808,000 | 411,896,000 | 408,752,000 |