Call reports 2001
NATIONAL BANK AND TRUST COMPANY, THE — 2001
What NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 601,464,000 | 606,345,000 | 643,593,000 | 664,776,000 |
| Total loans | 368,672,000 | 363,531,000 | 363,123,000 | 384,562,000 |
| Allowance for loan losses | 3,922,000 | 3,981,000 | 3,653,000 | 3,810,000 |
| Securities available for sale | 113,908,000 | 116,735,000 | 152,082,000 | 165,578,000 |
| Securities held to maturity | 44,387,000 | 44,401,000 | 44,409,000 | 44,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,479,000 | 437,612,000 | 437,102,000 | 480,295,000 |
| Interest-bearing deposits | 384,538,000 | 391,144,000 | 395,791,000 | 426,505,000 |
| Noninterest-bearing deposits | 45,941,000 | 46,468,000 | 41,311,000 | 53,790,000 |
| Equity capital | 45,352,000 | 46,585,000 | 48,507,000 | 44,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,684,000 | 21,082,000 | 31,530,000 | 41,963,000 |
| Interest expense | 6,109,000 | 12,026,000 | 17,680,000 | 22,849,000 |
| Net interest income | 4,575,000 | 9,056,000 | 13,850,000 | 19,114,000 |
| Noninterest income | 1,704,000 | 3,615,000 | 5,615,000 | 7,727,000 |
| Noninterest expense | 4,167,000 | 8,563,000 | 13,241,000 | 18,099,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,737,000 | 3,618,000 | 5,359,000 | 7,502,000 |
| Income tax | 331,000 | 667,000 | 1,009,000 | 1,491,000 |
| Net income | 1,406,000 | 2,951,000 | 4,350,000 | 6,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,325,000 | 45,870,000 | 47,267,000 | 36,689,000 |
| Total capital | 48,247,000 | 49,851,000 | 50,920,000 | 40,499,000 |
| Risk-weighted assets | 381,606,000 | 379,206,000 | 384,127,000 | 403,111,000 |