Call reports 2007
FIRST NATIONAL BANK OF QUITAQUE, THE — 2007
What FIRST NATIONAL BANK OF QUITAQUE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,500,000 | 39,440,000 | 40,590,000 | 41,930,000 |
| Total loans | 13,574,000 | 15,994,000 | 17,841,000 | 16,378,000 |
| Allowance for loan losses | 265,000 | 266,000 | 250,000 | 248,000 |
| Securities available for sale | 8,231,000 | 7,320,000 | 7,151,000 | 6,523,000 |
| Securities held to maturity | 3,999,000 | 3,999,000 | 4,998,000 | 2,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,241,000 | 33,046,000 | 34,037,000 | 35,380,000 |
| Interest-bearing deposits | 27,654,000 | 27,319,000 | 27,496,000 | 27,044,000 |
| Noninterest-bearing deposits | 6,587,000 | 5,727,000 | 6,541,000 | 8,336,000 |
| Equity capital | 5,608,000 | 5,708,000 | 5,873,000 | 5,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,299,000 | 1,976,000 | 2,642,000 |
| Interest expense | 256,000 | 515,000 | 772,000 | 1,019,000 |
| Net interest income | 368,000 | 784,000 | 1,204,000 | 1,623,000 |
| Noninterest income | 81,000 | 163,000 | 243,000 | 330,000 |
| Noninterest expense | 301,000 | 619,000 | 930,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 44,000 | 44,000 |
| Pretax income | 148,000 | 328,000 | 473,000 | 638,000 |
| Income tax | 37,000 | 86,000 | 113,000 | 166,000 |
| Net income | 111,000 | 242,000 | 360,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,621,000 | 5,752,000 | 5,870,000 | 5,952,000 |
| Total capital | 5,867,000 | 6,010,000 | 6,120,000 | 6,201,000 |
| Risk-weighted assets | 19,665,000 | 20,643,000 | 22,200,000 | 21,992,000 |