Call reports 2005
FIRST NATIONAL BANK OF QUITAQUE, THE — 2005
What FIRST NATIONAL BANK OF QUITAQUE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,744,000 | 38,067,000 | 37,778,000 | 39,421,000 |
| Total loans | 13,931,000 | 15,075,000 | 17,924,000 | 16,425,000 |
| Allowance for loan losses | 325,000 | 326,000 | 326,000 | 316,000 |
| Securities available for sale | 6,659,000 | 7,445,000 | 7,229,000 | 7,714,000 |
| Securities held to maturity | 6,003,000 | 5,000,000 | 5,500,000 | 5,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,618,000 | 32,795,000 | 32,317,000 | 33,937,000 |
| Interest-bearing deposits | 26,515,000 | 26,164,000 | 26,652,000 | 26,278,000 |
| Noninterest-bearing deposits | 6,103,000 | 6,631,000 | 5,665,000 | 7,659,000 |
| Equity capital | 4,705,000 | 4,811,000 | 4,925,000 | 4,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 859,000 | 1,341,000 | 1,880,000 |
| Interest expense | 108,000 | 238,000 | 388,000 | 559,000 |
| Net interest income | 306,000 | 621,000 | 953,000 | 1,321,000 |
| Noninterest income | 83,000 | 163,000 | 246,000 | 313,000 |
| Noninterest expense | 268,000 | 538,000 | 812,000 | 1,094,000 |
| Provision for loan losses | 1,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 120,000 | 239,000 | 380,000 | 533,000 |
| Income tax | 39,000 | 70,000 | 103,000 | 159,000 |
| Net income | 81,000 | 169,000 | 277,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,758,000 | 4,846,000 | 4,954,000 | 5,016,000 |
| Total capital | 4,994,000 | 5,097,000 | 5,218,000 | 5,279,000 |
| Risk-weighted assets | 18,821,000 | 19,973,000 | 21,058,000 | 21,002,000 |