Call reports 2016
TAYLOR COUNTY BANK — 2016
What TAYLOR COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 180,795,000 | 176,205,000 | 182,716,000 | 180,575,000 |
| Total loans | 130,543,000 | 130,357,000 | 130,279,000 | 131,345,000 |
| Allowance for loan losses | 1,114,000 | 1,120,000 | 1,177,000 | 995,000 |
| Securities available for sale | 28,475,000 | 28,269,000 | 31,731,000 | 29,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,122,000 | 141,483,000 | 147,649,000 | 146,582,000 |
| Interest-bearing deposits | 116,928,000 | 114,107,000 | 116,608,000 | 117,682,000 |
| Noninterest-bearing deposits | 29,194,000 | 27,376,000 | 31,041,000 | 28,900,000 |
| Equity capital | 22,819,000 | 23,021,000 | 23,433,000 | 22,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 4,065,000 | 6,142,000 | 8,305,000 |
| Interest expense | 193,000 | 384,000 | 577,000 | 770,000 |
| Net interest income | 1,844,000 | 3,681,000 | 5,565,000 | 7,535,000 |
| Noninterest income | 271,000 | 575,000 | 903,000 | 1,214,000 |
| Noninterest expense | 1,254,000 | 2,494,000 | 3,792,000 | 4,998,000 |
| Provision for loan losses | 45,000 | 106,000 | 195,000 | 111,000 |
| Pretax income | 820,000 | 1,660,000 | 2,485,000 | 3,644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 820,000 | 1,660,000 | 2,485,000 | 3,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,702,000 | 22,642,000 | 23,017,000 | 23,342,000 |
| Total capital | 23,816,000 | 23,762,000 | 24,194,000 | 24,337,000 |
| Risk-weighted assets | 134,205,000 | 133,150,000 | 132,258,000 | 132,775,000 |