Call reports 2015
TAYLOR COUNTY BANK — 2015
What TAYLOR COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 179,540,000 | 172,765,000 | 177,258,000 | 177,832,000 |
| Total loans | 131,729,000 | 127,639,000 | 129,871,000 | 130,041,000 |
| Allowance for loan losses | 1,163,000 | 1,292,000 | 1,257,000 | 1,112,000 |
| Securities available for sale | 30,966,000 | 30,142,000 | 29,751,000 | 28,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,811,000 | 140,054,000 | 143,691,000 | 143,825,000 |
| Interest-bearing deposits | 116,146,000 | 113,204,000 | 115,591,000 | 114,678,000 |
| Noninterest-bearing deposits | 26,665,000 | 26,850,000 | 28,100,000 | 29,147,000 |
| Equity capital | 21,115,000 | 20,940,000 | 21,651,000 | 21,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,088,000 | 6,114,000 | 8,162,000 |
| Interest expense | 213,000 | 428,000 | 625,000 | 819,000 |
| Net interest income | 1,838,000 | 3,660,000 | 5,489,000 | 7,343,000 |
| Noninterest income | 286,000 | 608,000 | 913,000 | 1,242,000 |
| Noninterest expense | 1,165,000 | 2,363,000 | 3,596,000 | 4,895,000 |
| Provision for loan losses | 38,000 | 166,000 | 167,000 | 106,000 |
| Pretax income | 927,000 | 1,745,000 | 2,645,000 | 3,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 927,000 | 1,745,000 | 2,645,000 | 3,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,943,000 | 21,337,000 | 21,677,000 | 21,882,000 |
| Total capital | 22,106,000 | 22,629,000 | 22,934,000 | 22,994,000 |
| Risk-weighted assets | 131,636,000 | 133,667,000 | 132,562,000 | 135,041,000 |