Call reports 2014
TAYLOR COUNTY BANK — 2014
What TAYLOR COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,663,000 | 169,346,000 | 169,424,000 | 165,474,000 |
| Total loans | 118,534,000 | 123,569,000 | 127,724,000 | 132,401,000 |
| Allowance for loan losses | 1,286,000 | 1,171,000 | 1,157,000 | 1,330,000 |
| Securities available for sale | 37,860,000 | 34,874,000 | 26,406,000 | 23,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,079,000 | 140,054,000 | 141,681,000 | 137,393,000 |
| Interest-bearing deposits | 117,904,000 | 113,762,000 | 114,829,000 | 111,396,000 |
| Noninterest-bearing deposits | 25,175,000 | 26,292,000 | 26,852,000 | 25,997,000 |
| Equity capital | 18,582,000 | 19,439,000 | 20,132,000 | 20,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 3,983,000 | 6,069,000 | 8,137,000 |
| Interest expense | 252,000 | 486,000 | 705,000 | 911,000 |
| Net interest income | 1,735,000 | 3,497,000 | 5,364,000 | 7,226,000 |
| Noninterest income | 297,000 | 608,000 | 963,000 | 1,280,000 |
| Noninterest expense | 1,128,000 | 2,308,000 | 3,444,000 | 4,556,000 |
| Provision for loan losses | 153,000 | 195,000 | 197,000 | 411,000 |
| Pretax income | 732,000 | 1,660,000 | 2,754,000 | 3,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 732,000 | 1,660,000 | 2,754,000 | 3,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,143,000 | 19,671,000 | 20,365,000 | 20,442,000 |
| Total capital | 20,429,000 | 20,842,000 | 21,522,000 | 21,772,000 |
| Risk-weighted assets | 119,297,000 | 122,185,000 | 125,734,000 | 127,003,000 |