Call reports 2009
TAYLOR COUNTY BANK — 2009
What TAYLOR COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,934,000 | 132,171,000 | 135,422,000 | 136,921,000 |
| Total loans | 81,639,000 | 82,013,000 | 87,594,000 | 89,558,000 |
| Allowance for loan losses | 745,000 | 738,000 | 790,000 | 875,000 |
| Securities available for sale | 38,937,000 | 33,272,000 | 38,064,000 | 37,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,158,000 | 109,248,000 | 112,235,000 | 114,598,000 |
| Interest-bearing deposits | 90,584,000 | 92,981,000 | 95,911,000 | 98,161,000 |
| Noninterest-bearing deposits | 17,574,000 | 16,267,000 | 16,324,000 | 16,437,000 |
| Equity capital | 12,240,000 | 12,016,000 | 13,061,000 | 13,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,642,000 | 5,480,000 | 7,347,000 |
| Interest expense | 598,000 | 1,196,000 | 1,807,000 | 2,413,000 |
| Net interest income | 1,225,000 | 2,446,000 | 3,673,000 | 4,934,000 |
| Noninterest income | 391,000 | 738,000 | 1,084,000 | 1,422,000 |
| Noninterest expense | 949,000 | 1,877,000 | 2,815,000 | 3,728,000 |
| Provision for loan losses | 17,000 | 103,000 | 180,000 | 223,000 |
| Pretax income | 662,000 | 1,235,000 | 1,792,000 | 2,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,235,000 | 1,792,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,715,000 | 11,834,000 | 12,160,000 | 12,252,000 |
| Total capital | 12,460,000 | 12,572,000 | 12,950,000 | 13,127,000 |
| Risk-weighted assets | 78,929,000 | 81,565,000 | 85,193,000 | 88,466,000 |