Call reports 2007
TAYLOR COUNTY BANK — 2007
What TAYLOR COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,660,000 | 109,719,000 | 110,601,000 | 111,993,000 |
| Total loans | 75,987,000 | 76,829,000 | 78,124,000 | 75,986,000 |
| Allowance for loan losses | 707,000 | 695,000 | 656,000 | 695,000 |
| Securities available for sale | 26,846,000 | 26,456,000 | 27,203,000 | 28,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,939,000 | 92,869,000 | 94,558,000 | 96,250,000 |
| Interest-bearing deposits | 80,304,000 | 77,498,000 | 78,887,000 | 79,711,000 |
| Noninterest-bearing deposits | 15,635,000 | 15,371,000 | 15,671,000 | 16,539,000 |
| Equity capital | 10,643,000 | 10,073,000 | 9,491,000 | 9,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,760,000 | 5,705,000 | 7,615,000 |
| Interest expense | 765,000 | 1,513,000 | 2,282,000 | 3,210,000 |
| Net interest income | 1,116,000 | 2,247,000 | 3,423,000 | 4,405,000 |
| Noninterest income | 289,000 | 634,000 | 968,000 | 1,273,000 |
| Noninterest expense | 887,000 | 1,784,000 | 2,465,000 | 3,388,000 |
| Provision for loan losses | -6,000 | 43,000 | 1,668,000 | 1,985,000 |
| Pretax income | 524,000 | 1,054,000 | 258,000 | 282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,054,000 | 258,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,142,000 | 10,872,000 | 9,876,000 | 9,900,000 |
| Total capital | 11,849,000 | 11,567,000 | 10,532,000 | 10,595,000 |
| Risk-weighted assets | 69,539,000 | 70,407,000 | 72,010,000 | 71,493,000 |