Call reports 2006
TAYLOR COUNTY BANK — 2006
What TAYLOR COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,654,000 | 108,540,000 | 111,613,000 | 109,944,000 |
| Total loans | 75,159,000 | 75,908,000 | 76,819,000 | 75,968,000 |
| Allowance for loan losses | 749,000 | 614,000 | 642,000 | 707,000 |
| Securities available for sale | 26,714,000 | 25,124,000 | 25,739,000 | 25,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,485,000 | 90,182,000 | 92,241,000 | 90,412,000 |
| Interest-bearing deposits | 76,179,000 | 73,963,000 | 76,270,000 | 73,799,000 |
| Noninterest-bearing deposits | 19,306,000 | 16,219,000 | 15,971,000 | 16,613,000 |
| Equity capital | 9,576,000 | 9,956,000 | 10,696,000 | 10,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,648,000 | 5,545,000 | 7,437,000 |
| Interest expense | 621,000 | 1,281,000 | 1,990,000 | 2,724,000 |
| Net interest income | 1,190,000 | 2,367,000 | 3,555,000 | 4,713,000 |
| Noninterest income | 280,000 | 848,000 | 1,139,000 | 1,417,000 |
| Noninterest expense | 875,000 | 1,742,000 | 2,582,000 | 4,155,000 |
| Provision for loan losses | 51,000 | 165,000 | 314,000 | 519,000 |
| Pretax income | 544,000 | 1,310,000 | 1,800,000 | 1,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 544,000 | 1,310,000 | 1,800,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,584,000 | 11,140,000 | 11,420,000 | 10,618,000 |
| Total capital | 11,333,000 | 11,754,000 | 12,062,000 | 11,325,000 |
| Risk-weighted assets | 70,455,000 | 68,359,000 | 69,709,000 | 68,447,000 |