Call reports 2005
TAYLOR COUNTY BANK — 2005
What TAYLOR COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,683,000 | 112,809,000 | 114,727,000 | 112,342,000 |
| Total loans | 67,296,000 | 70,221,000 | 73,761,000 | 74,756,000 |
| Allowance for loan losses | 742,000 | 651,000 | 725,000 | 727,000 |
| Securities available for sale | 35,523,000 | 32,492,000 | 30,237,000 | 28,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,496,000 | 93,506,000 | 95,711,000 | 93,755,000 |
| Interest-bearing deposits | 72,186,000 | 71,323,000 | 75,145,000 | 73,549,000 |
| Noninterest-bearing deposits | 15,310,000 | 22,183,000 | 20,566,000 | 20,206,000 |
| Equity capital | 9,613,000 | 9,963,000 | 9,755,000 | 9,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,139,000 | 4,854,000 | 6,705,000 |
| Interest expense | 461,000 | 973,000 | 1,519,000 | 2,109,000 |
| Net interest income | 1,062,000 | 2,166,000 | 3,335,000 | 4,596,000 |
| Noninterest income | 249,000 | 536,000 | 827,000 | 1,108,000 |
| Noninterest expense | 814,000 | 1,631,000 | 2,494,000 | 3,348,000 |
| Provision for loan losses | 3,000 | -75,000 | 16,000 | 58,000 |
| Pretax income | 533,000 | 1,180,000 | 1,690,000 | 2,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 1,180,000 | 1,690,000 | 2,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,304,000 | 10,351,000 | 10,261,000 | 10,410,000 |
| Total capital | 11,046,000 | 11,002,000 | 10,986,000 | 11,137,000 |
| Risk-weighted assets | 65,036,000 | 67,697,000 | 69,879,000 | 69,963,000 |