Call reports 2004
TAYLOR COUNTY BANK — 2004
What TAYLOR COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 113,086,000 | 107,208,000 | 109,510,000 | 107,682,000 |
| Total loans | 65,186,000 | 65,574,000 | 66,851,000 | 68,032,000 |
| Allowance for loan losses | 839,000 | 824,000 | 730,000 | 723,000 |
| Securities available for sale | 40,043,000 | 35,948,000 | 34,880,000 | 34,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,661,000 | 86,510,000 | 88,336,000 | 85,863,000 |
| Interest-bearing deposits | 74,402,000 | 71,621,000 | 73,250,000 | 71,431,000 |
| Noninterest-bearing deposits | 17,259,000 | 14,889,000 | 15,086,000 | 14,432,000 |
| Equity capital | 10,456,000 | 9,723,000 | 10,635,000 | 9,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,856,000 | 4,282,000 | 5,773,000 |
| Interest expense | 427,000 | 849,000 | 1,280,000 | 1,718,000 |
| Net interest income | 1,028,000 | 2,007,000 | 3,002,000 | 4,055,000 |
| Noninterest income | 538,000 | 821,000 | 1,114,000 | 1,388,000 |
| Noninterest expense | 795,000 | 1,592,000 | 2,439,000 | 3,304,000 |
| Provision for loan losses | 34,000 | 46,000 | 54,000 | 58,000 |
| Pretax income | 806,000 | 1,266,000 | 1,699,000 | 2,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 806,000 | 1,266,000 | 1,699,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,244,000 | 10,455,000 | 10,638,000 | 10,071,000 |
| Total capital | 11,061,000 | 11,252,000 | 11,368,000 | 10,794,000 |
| Risk-weighted assets | 65,310,000 | 63,724,000 | 65,081,000 | 65,605,000 |