Call reports 2003
TAYLOR COUNTY BANK — 2003
What TAYLOR COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 109,189,000 | 109,095,000 | 110,487,000 | 112,579,000 |
| Total loans | 64,389,000 | 61,710,000 | 62,045,000 | 64,512,000 |
| Allowance for loan losses | 1,072,000 | 1,058,000 | 1,054,000 | 823,000 |
| Securities available for sale | 37,799,000 | 39,810,000 | 41,137,000 | 40,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,915,000 | 86,642,000 | 88,934,000 | 90,255,000 |
| Interest-bearing deposits | 71,895,000 | 71,318,000 | 74,278,000 | 72,159,000 |
| Noninterest-bearing deposits | 14,020,000 | 15,324,000 | 14,656,000 | 18,096,000 |
| Equity capital | 9,981,000 | 10,175,000 | 9,665,000 | 9,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,969,000 | 4,372,000 | 5,832,000 |
| Interest expense | 549,000 | 1,042,000 | 1,509,000 | 1,954,000 |
| Net interest income | 937,000 | 1,927,000 | 2,863,000 | 3,878,000 |
| Noninterest income | 219,000 | 458,000 | 694,000 | 942,000 |
| Noninterest expense | 783,000 | 1,613,000 | 2,457,000 | 3,287,000 |
| Provision for loan losses | 7,000 | 151,000 | 356,000 | 144,000 |
| Pretax income | 478,000 | 815,000 | 994,000 | 1,640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 815,000 | 994,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,477,000 | 9,564,000 | 9,493,000 | 9,689,000 |
| Total capital | 10,265,000 | 10,310,000 | 10,273,000 | 10,494,000 |
| Risk-weighted assets | 62,794,000 | 59,368,000 | 62,121,000 | 64,372,000 |