Call reports 2002
TAYLOR COUNTY BANK — 2002
What TAYLOR COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,398,000 | 114,732,000 | 112,619,000 | 109,150,000 |
| Total loans | 68,190,000 | 68,116,000 | 68,071,000 | 65,868,000 |
| Allowance for loan losses | 1,063,000 | 1,089,000 | 1,099,000 | 1,035,000 |
| Securities available for sale | 28,818,000 | 31,490,000 | 35,795,000 | 36,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,345,000 | 91,086,000 | 88,713,000 | 85,033,000 |
| Interest-bearing deposits | 75,888,000 | 77,451,000 | 74,684,000 | 71,413,000 |
| Noninterest-bearing deposits | 14,457,000 | 13,635,000 | 14,029,000 | 13,620,000 |
| Equity capital | 9,114,000 | 9,633,000 | 10,145,000 | 10,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,281,000 | 4,968,000 | 6,513,000 |
| Interest expense | 755,000 | 1,492,000 | 2,188,000 | 2,808,000 |
| Net interest income | 875,000 | 1,789,000 | 2,780,000 | 3,705,000 |
| Noninterest income | 189,000 | 383,000 | 580,000 | 797,000 |
| Noninterest expense | 739,000 | 1,514,000 | 2,324,000 | 3,194,000 |
| Provision for loan losses | -59,000 | -46,000 | -47,000 | 226,000 |
| Pretax income | 378,000 | 712,000 | 1,119,000 | 1,176,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 0 |
| Net income | 375,000 | 705,000 | 1,108,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,448,000 | 9,228,000 | 9,331,000 | 9,249,000 |
| Total capital | 10,275,000 | 10,051,000 | 10,161,000 | 10,051,000 |
| Risk-weighted assets | 65,954,000 | 65,541,000 | 66,145,000 | 63,925,000 |