Call reports 2002
CITIZENS CITY AND COUNTY BANK — 2002
What CITIZENS CITY AND COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,227,000 | 26,129,000 | 25,398,000 | 26,501,000 |
| Total loans | 17,930,000 | 17,362,000 | 16,794,000 | 16,994,000 |
| Allowance for loan losses | 391,000 | 493,000 | 447,000 | 474,000 |
| Securities available for sale | 3,464,000 | 3,520,000 | 4,031,000 | 4,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,838,000 | 23,875,000 | 23,120,000 | 24,290,000 |
| Interest-bearing deposits | 23,023,000 | 22,394,000 | 21,825,000 | 22,121,000 |
| Noninterest-bearing deposits | 1,815,000 | 1,481,000 | 1,295,000 | 2,169,000 |
| Equity capital | 2,202,000 | 2,053,000 | 2,070,000 | 2,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 884,000 | 1,283,000 | 1,689,000 |
| Interest expense | 219,000 | 406,000 | 582,000 | 750,000 |
| Net interest income | 235,000 | 478,000 | 701,000 | 939,000 |
| Noninterest income | 69,000 | 136,000 | 194,000 | 255,000 |
| Noninterest expense | 322,000 | 699,000 | 1,025,000 | 1,309,000 |
| Provision for loan losses | 123,000 | 242,000 | 243,000 | 368,000 |
| Pretax income | -141,000 | -327,000 | -373,000 | -483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -141,000 | -327,000 | -373,000 | -483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,226,000 | 2,039,000 | 2,044,000 | 2,024,000 |
| Total capital | 2,474,000 | 2,281,000 | 2,272,000 | 2,249,000 |
| Risk-weighted assets | 19,680,000 | 19,093,000 | 18,043,000 | 17,744,000 |