Call reports 2001
CITIZENS CITY AND COUNTY BANK — 2001
What CITIZENS CITY AND COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,458,000 | 28,234,000 | 27,972,000 | 28,236,000 |
| Total loans | 20,503,000 | 19,652,000 | 19,722,000 | 18,354,000 |
| Allowance for loan losses | 350,000 | 350,000 | 350,000 | 350,000 |
| Securities available for sale | 2,783,000 | 2,784,000 | 2,545,000 | 3,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,498,000 | 25,442,000 | 25,078,000 | 25,624,000 |
| Interest-bearing deposits | 24,002,000 | 23,711,000 | 23,565,000 | 23,821,000 |
| Noninterest-bearing deposits | 1,496,000 | 1,731,000 | 1,513,000 | 1,803,000 |
| Equity capital | 2,625,000 | 2,453,000 | 2,483,000 | 2,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,065,000 | 1,599,000 | 2,090,000 |
| Interest expense | 323,000 | 639,000 | 937,000 | 1,198,000 |
| Net interest income | 224,000 | 426,000 | 662,000 | 892,000 |
| Noninterest income | 74,000 | 152,000 | 234,000 | 315,000 |
| Noninterest expense | 324,000 | 623,000 | 897,000 | 1,202,000 |
| Provision for loan losses | 111,000 | 130,000 | 156,000 | 235,000 |
| Pretax income | -137,000 | -175,000 | -157,000 | -230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -137,000 | -175,000 | -157,000 | -230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,595,000 | 2,421,000 | 2,440,000 | 2,367,000 |
| Total capital | 2,866,000 | 2,685,000 | 2,705,000 | 2,622,000 |
| Risk-weighted assets | 21,538,000 | 20,997,000 | 21,103,000 | 20,344,000 |