Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 629,014,000 | 624,192,000 | 631,651,000 | 662,300,000 |
| Total loans | 365,322,000 | 367,111,000 | 374,757,000 | 380,596,000 |
| Allowance for loan losses | 1,481,000 | 1,591,000 | 1,584,000 | 1,627,000 |
| Securities available for sale | 210,442,000 | 208,796,000 | 205,477,000 | 200,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,053,000 | 539,720,000 | 543,484,000 | 575,980,000 |
| Interest-bearing deposits | 455,435,000 | 445,299,000 | 441,292,000 | 475,117,000 |
| Noninterest-bearing deposits | 93,618,000 | 94,421,000 | 102,192,000 | 100,863,000 |
| Equity capital | 78,362,000 | 82,741,000 | 85,726,000 | 85,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,967,000 | 12,024,000 | 18,195,000 | 24,354,000 |
| Interest expense | 1,268,000 | 2,679,000 | 4,155,000 | 5,591,000 |
| Net interest income | 4,699,000 | 9,345,000 | 14,040,000 | 18,763,000 |
| Noninterest income | 495,000 | 993,000 | 1,531,000 | 2,036,000 |
| Noninterest expense | 2,829,000 | 5,631,000 | 8,383,000 | 11,112,000 |
| Provision for loan losses | 125,000 | 265,000 | 265,000 | 265,000 |
| Pretax income | 2,240,000 | 4,442,000 | 6,923,000 | 9,422,000 |
| Income tax | 372,000 | 760,000 | 1,124,000 | 1,607,000 |
| Net income | 1,868,000 | 3,682,000 | 5,799,000 | 7,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,237,000 | 80,051,000 | 82,168,000 | 81,184,000 |
| Total capital | 79,718,000 | 81,642,000 | 83,752,000 | 82,811,000 |
| Risk-weighted assets | 459,058,000 | 455,250,000 | 457,387,000 | 465,579,000 |