Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 529,618,000 | 504,469,000 | 497,776,000 | 519,453,000 |
| Total loans | 247,170,000 | 258,836,000 | 264,232,000 | 261,044,000 |
| Allowance for loan losses | 758,000 | 766,000 | 720,000 | 678,000 |
| Securities available for sale | 152,802,000 | 156,281,000 | 170,137,000 | 177,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,050,000 | 447,384,000 | 438,393,000 | 463,342,000 |
| Interest-bearing deposits | 368,836,000 | 354,938,000 | 346,111,000 | 365,053,000 |
| Noninterest-bearing deposits | 103,214,000 | 92,446,000 | 92,282,000 | 98,289,000 |
| Equity capital | 51,205,000 | 51,685,000 | 53,712,000 | 52,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,143,000 | 8,412,000 | 12,749,000 | 17,224,000 |
| Interest expense | 367,000 | 723,000 | 1,064,000 | 1,350,000 |
| Net interest income | 3,776,000 | 7,689,000 | 11,685,000 | 15,874,000 |
| Noninterest income | 560,000 | 1,189,000 | 1,857,000 | 2,360,000 |
| Noninterest expense | 2,383,000 | 4,763,000 | 7,229,000 | 9,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,989,000 | 4,151,000 | 6,349,000 | 8,405,000 |
| Income tax | 556,000 | 1,156,000 | 1,794,000 | 2,338,000 |
| Net income | 1,433,000 | 2,995,000 | 4,555,000 | 6,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,312,000 | 48,874,000 | 50,434,000 | 49,402,000 |
| Total capital | 48,070,000 | 49,640,000 | 51,154,000 | 50,080,000 |
| Risk-weighted assets | 297,429,000 | 312,392,000 | 322,966,000 | 337,388,000 |