Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 475,111,000 | 485,144,000 | 480,085,000 | 518,486,000 |
| Total loans | 227,061,000 | 244,315,000 | 242,586,000 | 234,592,000 |
| Allowance for loan losses | 803,000 | 799,000 | 786,000 | 764,000 |
| Securities available for sale | 173,167,000 | 147,553,000 | 142,601,000 | 143,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,116,000 | 425,609,000 | 424,682,000 | 463,446,000 |
| Interest-bearing deposits | 325,489,000 | 313,655,000 | 325,525,000 | 357,991,000 |
| Noninterest-bearing deposits | 92,627,000 | 111,954,000 | 99,157,000 | 105,455,000 |
| Equity capital | 44,895,000 | 47,944,000 | 49,187,000 | 49,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,552,000 | 12,915,000 | 17,088,000 |
| Interest expense | 414,000 | 818,000 | 1,188,000 | 1,556,000 |
| Net interest income | 3,829,000 | 7,734,000 | 11,727,000 | 15,532,000 |
| Noninterest income | 576,000 | 1,149,000 | 1,730,000 | 2,293,000 |
| Noninterest expense | 2,342,000 | 4,585,000 | 6,942,000 | 9,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,583,000 | 4,893,000 | 7,263,000 | 9,371,000 |
| Income tax | 743,000 | 1,343,000 | 1,998,000 | 2,701,000 |
| Net income | 1,840,000 | 3,550,000 | 5,265,000 | 6,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,633,000 | 45,344,000 | 47,059,000 | 45,964,000 |
| Total capital | 44,436,000 | 46,143,000 | 47,845,000 | 46,728,000 |
| Risk-weighted assets | 268,454,000 | 279,439,000 | 279,501,000 | 274,219,000 |