Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 428,556,000 | 428,719,000 | 440,479,000 | 467,024,000 |
| Total loans | 210,512,000 | 221,026,000 | 222,747,000 | 223,301,000 |
| Allowance for loan losses | 1,068,000 | 873,000 | 860,000 | 837,000 |
| Securities available for sale | 149,370,000 | 145,086,000 | 160,612,000 | 164,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,006,000 | 369,887,000 | 383,956,000 | 412,429,000 |
| Interest-bearing deposits | 291,648,000 | 288,603,000 | 294,440,000 | 323,830,000 |
| Noninterest-bearing deposits | 77,358,000 | 81,284,000 | 89,516,000 | 88,599,000 |
| Equity capital | 44,972,000 | 45,363,000 | 44,222,000 | 43,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,882,000 | 7,983,000 | 12,122,000 | 16,355,000 |
| Interest expense | 428,000 | 842,000 | 1,263,000 | 1,675,000 |
| Net interest income | 3,454,000 | 7,141,000 | 10,859,000 | 14,680,000 |
| Noninterest income | 592,000 | 1,092,000 | 1,642,000 | 2,258,000 |
| Noninterest expense | 1,984,000 | 4,065,000 | 6,175,000 | 8,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,062,000 | 4,168,000 | 6,326,000 | 8,601,000 |
| Income tax | 530,000 | 1,106,000 | 1,697,000 | 2,406,000 |
| Net income | 1,532,000 | 3,062,000 | 4,629,000 | 6,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,602,000 | 41,160,000 | 42,728,000 | 41,793,000 |
| Total capital | 40,670,000 | 42,033,000 | 43,588,000 | 42,630,000 |
| Risk-weighted assets | 244,172,000 | 251,192,000 | 259,546,000 | 261,334,000 |