Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 375,112,000 | 455,401,000 | 443,776,000 | 453,198,000 |
| Total loans | 154,953,000 | 179,009,000 | 176,491,000 | 174,911,000 |
| Allowance for loan losses | 955,000 | 988,000 | 1,142,000 | 992,000 |
| Securities available for sale | 197,173,000 | 206,010,000 | 218,045,000 | 232,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,408,000 | 288,148,000 | 272,946,000 | 291,773,000 |
| Interest-bearing deposits | 164,654,000 | 236,823,000 | 221,735,000 | 239,431,000 |
| Noninterest-bearing deposits | 25,754,000 | 51,325,000 | 51,211,000 | 52,342,000 |
| Equity capital | 33,715,000 | 35,777,000 | 38,876,000 | 33,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,301,000 | 8,744,000 | 13,302,000 | 17,847,000 |
| Interest expense | 1,628,000 | 3,204,000 | 4,703,000 | 6,129,000 |
| Net interest income | 2,673,000 | 5,540,000 | 8,599,000 | 11,718,000 |
| Noninterest income | 265,000 | 635,000 | 1,122,000 | 1,612,000 |
| Noninterest expense | 1,236,000 | 2,668,000 | 4,558,000 | 6,587,000 |
| Provision for loan losses | 0 | 30,000 | 180,000 | 535,000 |
| Pretax income | 1,706,000 | 3,830,000 | 5,363,000 | 6,588,000 |
| Income tax | 383,000 | 916,000 | 1,238,000 | 1,463,000 |
| Net income | 1,323,000 | 2,914,000 | 4,125,000 | 5,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,480,000 | 29,847,000 | 31,551,000 | 30,610,000 |
| Total capital | 32,435,000 | 30,835,000 | 32,693,000 | 31,602,000 |
| Risk-weighted assets | 196,066,000 | 227,390,000 | 224,842,000 | 224,038,000 |