Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 367,286,000 | 381,466,000 | 385,802,000 | 373,872,000 |
| Total loans | 97,840,000 | 110,203,000 | 115,314,000 | 113,636,000 |
| Allowance for loan losses | 482,000 | 480,000 | 470,000 | 464,000 |
| Securities available for sale | 48,338,000 | 46,937,000 | 47,788,000 | 33,452,000 |
| Securities held to maturity | 204,078,000 | 204,379,000 | 202,939,000 | 203,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,365,000 | 167,590,000 | 163,973,000 | 185,603,000 |
| Interest-bearing deposits | 146,990,000 | 149,853,000 | 145,747,000 | 164,490,000 |
| Noninterest-bearing deposits | 18,375,000 | 17,737,000 | 18,226,000 | 21,113,000 |
| Equity capital | 25,807,000 | 26,048,000 | 27,600,000 | 26,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 11,255,000 | 17,160,000 | 23,052,000 |
| Interest expense | 3,786,000 | 7,816,000 | 11,907,000 | 15,780,000 |
| Net interest income | 1,671,000 | 3,439,000 | 5,253,000 | 7,272,000 |
| Noninterest income | 191,000 | 396,000 | 614,000 | 836,000 |
| Noninterest expense | 693,000 | 1,439,000 | 2,257,000 | 3,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,169,000 | 2,396,000 | 3,610,000 | 4,985,000 |
| Income tax | 225,000 | 484,000 | 724,000 | 1,028,000 |
| Net income | 944,000 | 1,912,000 | 2,886,000 | 3,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,983,000 | 26,952,000 | 27,926,000 | 26,248,000 |
| Total capital | 26,465,000 | 27,432,000 | 28,396,000 | 26,712,000 |
| Risk-weighted assets | 151,776,000 | 166,976,000 | 170,770,000 | 172,128,000 |