Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 346,715,000 | 355,709,000 | 354,918,000 | 360,139,000 |
| Total loans | 74,765,000 | 83,710,000 | 84,980,000 | 88,876,000 |
| Allowance for loan losses | 488,000 | 488,000 | 488,000 | 487,000 |
| Securities available for sale | 51,285,000 | 50,281,000 | 49,403,000 | 48,457,000 |
| Securities held to maturity | 204,016,000 | 204,073,000 | 203,923,000 | 204,056,000 |
| Trading assets | 976,000 | 0 | 0 | 0 |
| Total deposits | 157,519,000 | 167,356,000 | 159,469,000 | 166,484,000 |
| Interest-bearing deposits | 140,021,000 | 151,619,000 | 141,331,000 | 145,082,000 |
| Noninterest-bearing deposits | 17,498,000 | 15,736,000 | 18,138,000 | 21,402,000 |
| Equity capital | 25,046,000 | 25,321,000 | 27,234,000 | 24,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,961,000 | 10,192,000 | 15,528,000 | 20,885,000 |
| Interest expense | 3,168,000 | 6,650,000 | 10,325,000 | 14,012,000 |
| Net interest income | 1,793,000 | 3,542,000 | 5,203,000 | 6,873,000 |
| Noninterest income | 162,000 | 320,000 | 502,000 | 686,000 |
| Noninterest expense | 659,000 | 1,357,000 | 2,060,000 | 2,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,573,000 | 2,782,000 | 4,027,000 | 5,167,000 |
| Income tax | 265,000 | 551,000 | 793,000 | 1,051,000 |
| Net income | 1,308,000 | 2,231,000 | 3,234,000 | 4,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,482,000 | 26,404,000 | 27,408,000 | 25,039,000 |
| Total capital | 25,970,000 | 26,892,000 | 27,896,000 | 25,526,000 |
| Risk-weighted assets | 129,383,000 | 138,932,000 | 139,386,000 | 141,837,000 |