Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 333,528,000 | 343,678,000 | 344,330,000 | 347,904,000 |
| Total loans | 59,583,000 | 59,844,000 | 63,999,000 | 68,702,000 |
| Allowance for loan losses | 770,000 | 770,000 | 489,000 | 490,000 |
| Securities available for sale | 60,487,000 | 57,761,000 | 57,461,000 | 56,649,000 |
| Securities held to maturity | 200,201,000 | 211,544,000 | 205,729,000 | 205,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,624,000 | 149,723,000 | 141,714,000 | 148,673,000 |
| Interest-bearing deposits | 138,897,000 | 133,848,000 | 126,326,000 | 131,964,000 |
| Noninterest-bearing deposits | 18,727,000 | 15,875,000 | 15,388,000 | 16,709,000 |
| Equity capital | 23,495,000 | 25,649,000 | 26,994,000 | 23,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,647,000 | 9,378,000 | 14,238,000 | 19,157,000 |
| Interest expense | 2,240,000 | 4,721,000 | 7,504,000 | 10,484,000 |
| Net interest income | 2,407,000 | 4,657,000 | 6,734,000 | 8,673,000 |
| Noninterest income | 144,000 | 304,000 | 453,000 | 589,000 |
| Noninterest expense | 639,000 | 1,300,000 | 1,934,000 | 2,608,000 |
| Provision for loan losses | 0 | 0 | -280,000 | -280,000 |
| Pretax income | 2,052,000 | 3,878,000 | 5,750,000 | 7,160,000 |
| Income tax | 387,000 | 761,000 | 1,123,000 | 1,354,000 |
| Net income | 1,665,000 | 3,117,000 | 4,627,000 | 5,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,782,000 | 25,234,000 | 26,744,000 | 24,173,000 |
| Total capital | 24,552,000 | 26,004,000 | 27,233,000 | 24,663,000 |
| Risk-weighted assets | 112,520,000 | 115,634,000 | 120,625,000 | 131,101,000 |