Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 317,929,000 | 337,648,000 | 343,636,000 | 344,909,000 |
| Total loans | 61,851,000 | 58,951,000 | 57,852,000 | 58,375,000 |
| Allowance for loan losses | 813,000 | 813,000 | 815,000 | 779,000 |
| Securities available for sale | 52,800,000 | 57,923,000 | 58,607,000 | 56,668,000 |
| Securities held to maturity | 190,809,000 | 206,993,000 | 214,559,000 | 214,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,826,000 | 159,374,000 | 154,906,000 | 152,112,000 |
| Interest-bearing deposits | 133,665,000 | 145,374,000 | 141,126,000 | 137,556,000 |
| Noninterest-bearing deposits | 14,161,000 | 14,000,000 | 13,780,000 | 14,556,000 |
| Equity capital | 22,794,000 | 22,913,000 | 26,396,000 | 22,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,873,000 | 13,490,000 | 18,417,000 |
| Interest expense | 1,913,000 | 3,874,000 | 5,904,000 | 8,038,000 |
| Net interest income | 2,401,000 | 4,999,000 | 7,586,000 | 10,379,000 |
| Noninterest income | 134,000 | 279,000 | 423,000 | 568,000 |
| Noninterest expense | 603,000 | 1,221,000 | 1,838,000 | 2,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,121,000 | 4,246,000 | 6,337,000 | 8,240,000 |
| Income tax | 424,000 | 892,000 | 1,355,000 | 1,847,000 |
| Net income | 1,697,000 | 3,354,000 | 4,982,000 | 6,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,670,000 | 23,328,000 | 24,956,000 | 22,117,000 |
| Total capital | 22,483,000 | 24,141,000 | 25,771,000 | 22,896,000 |
| Risk-weighted assets | 109,762,000 | 111,639,000 | 112,515,000 | 114,591,000 |