Call reports 2003
SECURITY STATE BANK — 2003
What SECURITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 281,987,000 | 314,270,000 | 323,578,000 | 318,813,000 |
| Total loans | 64,535,000 | 63,735,000 | 63,945,000 | 58,936,000 |
| Allowance for loan losses | 798,000 | 812,000 | 813,000 | 813,000 |
| Securities available for sale | 46,554,000 | 41,480,000 | 55,911,000 | 56,987,000 |
| Securities held to maturity | 159,586,000 | 194,298,000 | 189,626,000 | 188,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,976,000 | 156,052,000 | 150,533,000 | 151,170,000 |
| Interest-bearing deposits | 144,276,000 | 142,877,000 | 136,760,000 | 136,100,000 |
| Noninterest-bearing deposits | 12,700,000 | 13,175,000 | 13,773,000 | 15,070,000 |
| Equity capital | 20,757,000 | 23,319,000 | 22,695,000 | 20,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,949,000 | 8,355,000 | 12,848,000 | 17,285,000 |
| Interest expense | 1,856,000 | 3,815,000 | 5,826,000 | 7,806,000 |
| Net interest income | 2,093,000 | 4,540,000 | 7,022,000 | 9,479,000 |
| Noninterest income | 227,000 | 372,000 | 514,000 | 772,000 |
| Noninterest expense | 570,000 | 1,156,000 | 1,806,000 | 2,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,889,000 | 4,290,000 | 6,264,000 | 8,353,000 |
| Income tax | 360,000 | 861,000 | 1,347,000 | 1,879,000 |
| Net income | 1,529,000 | 3,429,000 | 4,917,000 | 6,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,528,000 | 21,429,000 | 22,917,000 | 19,973,000 |
| Total capital | 20,326,000 | 22,241,000 | 23,730,000 | 20,786,000 |
| Risk-weighted assets | 103,023,000 | 110,890,000 | 111,031,000 | 105,390,000 |