Call reports 2002
SECURITY STATE BANK — 2002
What SECURITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 254,406,000 | 239,035,000 | 256,590,000 | 253,486,000 |
| Total loans | 62,120,000 | 58,247,000 | 60,747,000 | 64,677,000 |
| Allowance for loan losses | 673,000 | 678,000 | 686,000 | 680,000 |
| Securities available for sale | 10,406,000 | 10,154,000 | 16,444,000 | 22,315,000 |
| Securities held to maturity | 170,155,000 | 154,400,000 | 167,976,000 | 155,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,167,000 | 139,343,000 | 139,014,000 | 149,294,000 |
| Interest-bearing deposits | 132,577,000 | 128,226,000 | 128,174,000 | 136,277,000 |
| Noninterest-bearing deposits | 12,590,000 | 11,117,000 | 10,840,000 | 13,017,000 |
| Equity capital | 17,892,000 | 19,351,000 | 20,983,000 | 18,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,094,000 | 8,279,000 | 12,353,000 | 16,374,000 |
| Interest expense | 2,050,000 | 4,087,000 | 6,112,000 | 8,045,000 |
| Net interest income | 2,044,000 | 4,192,000 | 6,241,000 | 8,329,000 |
| Noninterest income | 145,000 | 292,000 | 435,000 | 583,000 |
| Noninterest expense | 538,000 | 1,095,000 | 1,652,000 | 2,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,741,000 | 3,484,000 | 5,119,000 | 6,893,000 |
| Income tax | 426,000 | 867,000 | 1,225,000 | 1,666,000 |
| Net income | 1,315,000 | 2,617,000 | 3,894,000 | 5,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,839,000 | 19,140,000 | 20,418,000 | 18,000,000 |
| Total capital | 18,512,000 | 19,818,000 | 21,104,000 | 18,680,000 |
| Risk-weighted assets | 96,042,000 | 91,888,000 | 97,507,000 | 100,447,000 |