Call reports 2025
FIRST BETHANY BANK & TRUST — 2025
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 298,198,000 | 295,396,000 | 304,748,000 | 291,332,000 |
| Total loans | 169,884,000 | 172,688,000 | 174,447,000 | 183,872,000 |
| Allowance for loan losses | 1,666,000 | 1,727,000 | 1,774,000 | 1,785,000 |
| Securities available for sale | 95,657,000 | 91,809,000 | 92,625,000 | 88,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,011,000 | 251,364,000 | 259,154,000 | 248,963,000 |
| Interest-bearing deposits | 204,485,000 | 197,886,000 | 206,430,000 | 199,256,000 |
| Noninterest-bearing deposits | 51,526,000 | 53,478,000 | 52,724,000 | 49,707,000 |
| Equity capital | 13,201,000 | 12,963,000 | 16,510,000 | 17,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,815,000 | 10,289,000 | 13,899,000 |
| Interest expense | 1,543,000 | 2,986,000 | 4,374,000 | 5,763,000 |
| Net interest income | 1,838,000 | 3,829,000 | 5,915,000 | 8,136,000 |
| Noninterest income | 271,000 | 565,000 | 871,000 | 1,157,000 |
| Noninterest expense | 1,471,000 | 2,963,000 | 4,569,000 | 6,131,000 |
| Provision for loan losses | 34,000 | 95,000 | 142,000 | 153,000 |
| Pretax income | 604,000 | 1,324,000 | 2,043,000 | 2,697,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 604,000 | 1,324,000 | 2,043,000 | 2,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,836,000 | 28,206,000 | 28,550,000 | 28,594,000 |