Call reports 2020
FIRST BETHANY BANK & TRUST — 2020
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 226,676,000 | 250,506,000 | 255,114,000 | 252,739,000 |
| Total loans | 117,680,000 | 128,921,000 | 131,368,000 | 120,890,000 |
| Allowance for loan losses | 1,406,000 | 1,421,000 | 1,436,000 | 1,451,000 |
| Securities available for sale | 85,099,000 | 87,450,000 | 92,708,000 | 106,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,303,000 | 183,649,000 | 187,332,000 | 191,865,000 |
| Interest-bearing deposits | 127,757,000 | 133,386,000 | 138,650,000 | 141,055,000 |
| Noninterest-bearing deposits | 42,546,000 | 50,263,000 | 48,682,000 | 50,810,000 |
| Equity capital | 21,523,000 | 25,218,000 | 25,897,000 | 26,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 3,957,000 | 5,895,000 | 7,765,000 |
| Interest expense | 384,000 | 709,000 | 964,000 | 1,182,000 |
| Net interest income | 1,624,000 | 3,248,000 | 4,931,000 | 6,583,000 |
| Noninterest income | 247,000 | 1,018,000 | 1,286,000 | 1,548,000 |
| Noninterest expense | 1,270,000 | 2,491,000 | 3,797,000 | 5,170,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,415,000 | 2,579,000 | 3,210,000 | 3,736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,415,000 | 2,579,000 | 3,210,000 | 3,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,535,000 | 23,184,000 | 23,455,000 | 23,981,000 |