Call reports 2016
FIRST BETHANY BANK & TRUST — 2016
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,749,000 | 196,288,000 | 196,927,000 | 193,922,000 |
| Total loans | 87,031,000 | 87,411,000 | 87,289,000 | 87,674,000 |
| Allowance for loan losses | 977,000 | 990,000 | 998,000 | 999,000 |
| Securities available for sale | 91,594,000 | 88,913,000 | 92,171,000 | 92,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,039,000 | 140,191,000 | 144,700,000 | 141,962,000 |
| Interest-bearing deposits | 103,939,000 | 103,986,000 | 107,505,000 | 104,792,000 |
| Noninterest-bearing deposits | 38,099,000 | 36,205,000 | 37,195,000 | 37,170,000 |
| Equity capital | 19,315,000 | 19,511,000 | 19,443,000 | 17,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,933,000 | 4,415,000 | 5,870,000 |
| Interest expense | 118,000 | 234,000 | 346,000 | 457,000 |
| Net interest income | 1,354,000 | 2,699,000 | 4,069,000 | 5,413,000 |
| Noninterest income | 229,000 | 461,000 | 670,000 | 910,000 |
| Noninterest expense | 1,150,000 | 2,256,000 | 3,340,000 | 4,445,000 |
| Provision for loan losses | 8,000 | 20,000 | 28,000 | 28,000 |
| Pretax income | 497,000 | 952,000 | 1,439,000 | 1,918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 497,000 | 952,000 | 1,439,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,461,000 | 18,214,000 | 18,351,000 | 18,820,000 |
| Total capital | 19,438,000 | 19,204,000 | 19,349,000 | 19,819,000 |
| Risk-weighted assets | 136,385,000 | 137,697,000 | 132,595,000 | 130,095,000 |