Call reports 2015
FIRST BETHANY BANK & TRUST — 2015
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,592,000 | 195,308,000 | 193,187,000 | 197,790,000 |
| Total loans | 75,807,000 | 76,063,000 | 77,381,000 | 84,008,000 |
| Allowance for loan losses | 951,000 | 952,000 | 960,000 | 968,000 |
| Securities available for sale | 108,542,000 | 104,847,000 | 97,592,000 | 93,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,877,000 | 141,881,000 | 139,246,000 | 140,105,000 |
| Interest-bearing deposits | 103,499,000 | 105,667,000 | 103,336,000 | 101,462,000 |
| Noninterest-bearing deposits | 37,378,000 | 36,214,000 | 35,910,000 | 38,643,000 |
| Equity capital | 18,826,000 | 17,918,000 | 18,437,000 | 18,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,972,000 | 4,400,000 | 5,805,000 |
| Interest expense | 112,000 | 223,000 | 329,000 | 430,000 |
| Net interest income | 1,373,000 | 2,749,000 | 4,071,000 | 5,375,000 |
| Noninterest income | 233,000 | 469,000 | 742,000 | 979,000 |
| Noninterest expense | 1,163,000 | 2,287,000 | 3,412,000 | 4,499,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 535,000 | 1,044,000 | 1,537,000 | 2,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,044,000 | 1,537,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,797,000 | 17,605,000 | 17,748,000 | 18,314,000 |
| Total capital | 18,748,000 | 18,557,000 | 18,708,000 | 19,282,000 |
| Risk-weighted assets | 104,926,000 | 114,171,000 | 115,654,000 | 137,380,000 |