Call reports 2014
FIRST BETHANY BANK & TRUST — 2014
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 195,177,000 | 192,021,000 | 187,221,000 | 191,964,000 |
| Total loans | 65,831,000 | 67,773,000 | 70,851,000 | 71,967,000 |
| Allowance for loan losses | 989,000 | 990,000 | 992,000 | 993,000 |
| Securities available for sale | 115,013,000 | 110,129,000 | 102,737,000 | 103,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,723,000 | 134,395,000 | 135,904,000 | 137,115,000 |
| Interest-bearing deposits | 98,252,000 | 97,583,000 | 98,356,000 | 100,531,000 |
| Noninterest-bearing deposits | 36,471,000 | 36,812,000 | 37,548,000 | 36,584,000 |
| Equity capital | 16,189,000 | 17,318,000 | 17,722,000 | 18,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,919,000 | 4,386,000 | 5,853,000 |
| Interest expense | 124,000 | 239,000 | 352,000 | 462,000 |
| Net interest income | 1,350,000 | 2,680,000 | 4,034,000 | 5,391,000 |
| Noninterest income | 226,000 | 481,000 | 995,000 | 1,249,000 |
| Noninterest expense | 1,095,000 | 2,214,000 | 3,353,000 | 4,538,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 4,000 |
| Pretax income | 481,000 | 949,000 | 1,695,000 | 2,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 481,000 | 949,000 | 1,695,000 | 2,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,975,000 | 16,818,000 | 17,114,000 | 17,611,000 |
| Total capital | 17,964,000 | 17,808,000 | 18,106,000 | 18,604,000 |
| Risk-weighted assets | 102,254,000 | 103,561,000 | 104,578,000 | 106,805,000 |