Call reports 2013
FIRST BETHANY BANK & TRUST — 2013
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 204,583,000 | 196,003,000 | 196,137,000 | 195,553,000 |
| Total loans | 65,733,000 | 65,560,000 | 64,419,000 | 64,085,000 |
| Allowance for loan losses | 875,000 | 879,000 | 986,000 | 988,000 |
| Securities available for sale | 118,966,000 | 116,582,000 | 115,428,000 | 118,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,697,000 | 130,213,000 | 135,014,000 | 134,115,000 |
| Interest-bearing deposits | 93,160,000 | 91,963,000 | 95,423,000 | 95,102,000 |
| Noninterest-bearing deposits | 36,537,000 | 38,250,000 | 39,591,000 | 39,013,000 |
| Equity capital | 17,488,000 | 15,096,000 | 14,802,000 | 15,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,805,000 | 4,179,000 | 5,641,000 |
| Interest expense | 175,000 | 318,000 | 454,000 | 585,000 |
| Net interest income | 1,265,000 | 2,487,000 | 3,725,000 | 5,056,000 |
| Noninterest income | 250,000 | 517,000 | 782,000 | 1,023,000 |
| Noninterest expense | 1,072,000 | 2,155,000 | 3,271,000 | 4,384,000 |
| Provision for loan losses | 3,000 | 6,000 | -300,000 | -300,000 |
| Pretax income | 440,000 | 859,000 | 1,555,000 | 2,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 859,000 | 1,555,000 | 2,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,943,000 | 15,938,000 | 16,356,000 | 16,844,000 |
| Total capital | 16,818,000 | 16,817,000 | 17,342,000 | 17,832,000 |
| Risk-weighted assets | 95,701,000 | 98,050,000 | 97,107,000 | 99,765,000 |