Call reports 2012
FIRST BETHANY BANK & TRUST — 2012
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 181,492,000 | 181,484,000 | 184,867,000 | 219,350,000 |
| Total loans | 69,581,000 | 73,111,000 | 68,531,000 | 64,134,000 |
| Allowance for loan losses | 875,000 | 563,000 | 833,000 | 871,000 |
| Securities available for sale | 95,659,000 | 94,797,000 | 99,746,000 | 108,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,067,000 | 124,746,000 | 124,619,000 | 129,037,000 |
| Interest-bearing deposits | 88,353,000 | 89,215,000 | 91,422,000 | 92,960,000 |
| Noninterest-bearing deposits | 33,714,000 | 35,531,000 | 33,197,000 | 36,077,000 |
| Equity capital | 17,467,000 | 17,156,000 | 17,764,000 | 17,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,279,000 | 4,839,000 | 6,327,000 |
| Interest expense | 226,000 | 428,000 | 624,000 | 821,000 |
| Net interest income | 1,461,000 | 2,851,000 | 4,215,000 | 5,506,000 |
| Noninterest income | 260,000 | 516,000 | 757,000 | 972,000 |
| Noninterest expense | 1,124,000 | 2,243,000 | 3,546,000 | 4,640,000 |
| Provision for loan losses | 24,000 | 711,000 | 719,000 | 743,000 |
| Pretax income | 624,000 | 1,091,000 | 1,707,000 | 2,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 624,000 | 1,091,000 | 1,707,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,073,000 | 15,035,000 | 15,419,000 | 15,828,000 |
| Total capital | 15,948,000 | 15,598,000 | 16,252,000 | 16,699,000 |
| Risk-weighted assets | 98,031,000 | 98,716,000 | 93,461,000 | 95,674,000 |