Call reports 2011
FIRST BETHANY BANK & TRUST — 2011
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,576,000 | 164,092,000 | 172,799,000 | 180,935,000 |
| Total loans | 73,902,000 | 72,871,000 | 71,711,000 | 72,834,000 |
| Allowance for loan losses | 773,000 | 798,000 | 824,000 | 849,000 |
| Securities available for sale | 75,824,000 | 76,036,000 | 81,146,000 | 94,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,729,000 | 117,603,000 | 118,049,000 | 118,162,000 |
| Interest-bearing deposits | 89,701,000 | 86,659,000 | 85,582,000 | 85,435,000 |
| Noninterest-bearing deposits | 32,028,000 | 30,944,000 | 32,467,000 | 32,727,000 |
| Equity capital | 14,688,000 | 15,954,000 | 16,416,000 | 16,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,416,000 | 5,153,000 | 6,888,000 |
| Interest expense | 237,000 | 462,000 | 680,000 | 911,000 |
| Net interest income | 1,441,000 | 2,954,000 | 4,473,000 | 5,977,000 |
| Noninterest income | 240,000 | 489,000 | 736,000 | 962,000 |
| Noninterest expense | 1,142,000 | 2,289,000 | 3,424,000 | 4,563,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 515,000 | 1,108,000 | 1,947,000 | 2,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,108,000 | 1,947,000 | 2,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,506,000 | 13,855,000 | 14,299,000 | 14,855,000 |
| Total capital | 14,279,000 | 14,653,000 | 15,123,000 | 15,704,000 |
| Risk-weighted assets | 99,239,000 | 98,895,000 | 99,784,000 | 102,579,000 |