Call reports 2010
FIRST BETHANY BANK & TRUST — 2010
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,484,000 | 160,611,000 | 163,728,000 | 156,039,000 |
| Total loans | 77,051,000 | 76,299,000 | 72,866,000 | 74,312,000 |
| Allowance for loan losses | 810,000 | 829,000 | 914,000 | 743,000 |
| Securities available for sale | 72,072,000 | 71,283,000 | 68,477,000 | 68,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,625,000 | 116,316,000 | 116,761,000 | 112,901,000 |
| Interest-bearing deposits | 87,833,000 | 86,420,000 | 84,181,000 | 84,306,000 |
| Noninterest-bearing deposits | 28,792,000 | 29,896,000 | 32,580,000 | 28,595,000 |
| Equity capital | 14,320,000 | 14,916,000 | 15,160,000 | 14,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,760,000 | 3,505,000 | 5,224,000 | 6,902,000 |
| Interest expense | 371,000 | 716,000 | 1,034,000 | 1,321,000 |
| Net interest income | 1,389,000 | 2,789,000 | 4,190,000 | 5,581,000 |
| Noninterest income | 254,000 | 508,000 | 760,000 | 1,005,000 |
| Noninterest expense | 1,109,000 | 2,192,000 | 3,262,000 | 4,298,000 |
| Provision for loan losses | 18,000 | 36,000 | 120,000 | 437,000 |
| Pretax income | 632,000 | 1,185,000 | 1,719,000 | 2,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 632,000 | 1,185,000 | 1,719,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,855,000 | 13,208,000 | 13,344,000 | 13,627,000 |
| Total capital | 13,665,000 | 14,037,000 | 14,258,000 | 14,370,000 |
| Risk-weighted assets | 101,424,000 | 101,646,000 | 98,439,000 | 97,874,000 |