Call reports 2009
FIRST BETHANY BANK & TRUST — 2009
What FIRST BETHANY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,103,000 | 151,321,000 | 151,506,000 | 158,511,000 |
| Total loans | 77,927,000 | 79,179,000 | 78,548,000 | 78,556,000 |
| Allowance for loan losses | 762,000 | 782,000 | 766,000 | 789,000 |
| Securities available for sale | 57,947,000 | 60,922,000 | 60,520,000 | 67,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,237,000 | 110,088,000 | 109,046,000 | 115,451,000 |
| Interest-bearing deposits | 84,285,000 | 82,832,000 | 80,659,000 | 85,764,000 |
| Noninterest-bearing deposits | 26,952,000 | 27,256,000 | 28,387,000 | 29,687,000 |
| Equity capital | 12,407,000 | 12,638,000 | 13,664,000 | 14,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,501,000 | 5,267,000 | 7,077,000 |
| Interest expense | 448,000 | 890,000 | 1,314,000 | 1,727,000 |
| Net interest income | 1,294,000 | 2,611,000 | 3,953,000 | 5,350,000 |
| Noninterest income | 219,000 | 474,000 | 756,000 | 1,023,000 |
| Noninterest expense | 1,045,000 | 2,214,000 | 3,330,000 | 4,381,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 79,000 |
| Pretax income | 474,000 | 961,000 | 1,493,000 | 2,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 961,000 | 1,493,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,717,000 | 12,178,000 | 12,335,000 | 12,923,000 |
| Total capital | 12,479,000 | 12,960,000 | 13,101,000 | 13,712,000 |
| Risk-weighted assets | 100,208,000 | 99,453,000 | 100,678,000 | 102,410,000 |